Small Fleet Trucking Insurance (2–20 Trucks) | Linehaul Insurance
2–20 units

Small Fleet
Insurance

Growing your fleet is exciting — and complicated. We simplify the insurance side with flexible programs built for small trucking operations in Florida, Georgia, and South Carolina.

Fleet Coverage

One Policy.
Your Whole Fleet.

From two trucks to twenty, we bundle your coverage into a single program — cleaner, easier to manage, and often more affordable than insuring trucks individually.

Fleet Liability

A single primary liability policy covering all your power units. Simplifies compliance and often reduces overall premium through fleet rating credits.

Physical Damage — Fleet Schedule

Schedule all your trucks and trailers on one policy. Add or remove units mid-term as your fleet changes — no need to issue new policies every time.

Motor Truck Cargo

Cargo coverage for all your drivers under one limit. We structure the policy to match the freight types your fleet hauls.

General Liability

Covers your business operations beyond the road — slip and falls at your yard, loading dock incidents, and more. Many shippers now require this in addition to auto liability.

Fleet Quote Request

Give us your unit count, haul type, and operating states and we'll put together a competitive fleet package fast.

Fleet Program Features

  • Multi-unit discounts starting at 2 trucks
  • Flexible mid-term add/remove of units
  • Driver schedule management
  • Single renewal date for entire fleet
  • Blanket certificate issuance

Who This Is For

  • Small trucking companies (2–20 power units)
  • Owner operators expanding to hire drivers
  • Family-owned fleets
  • Operations in FL, GA, and SC
Common questions

Small Fleet Insurance FAQ

What counts as a small fleet?

Our small fleet programs are built for trucking companies running 2 to 20 power units, including owner operators who are adding trucks and hiring their first drivers.

Can I add or remove trucks during the policy term?

Yes. Your trucks and trailers are listed on one schedule, so units can be added or removed mid-term as your fleet changes without writing a new policy.

Do I need general liability as well as auto liability?

Auto liability covers accidents involving your trucks. General liability covers incidents at your yard, office or loading docks. Many shippers now require both, so we usually quote them together.

What information do I need for a fleet quote?

Have your DOT and MC numbers, a list of units with VINs and values, a driver list with license details, the commodities you haul, your operating radius and 3–5 years of loss runs ready. With those in hand we can usually turn a quote around quickly.

How are my drivers approved?

Each driver is reviewed against the insurer's guidelines, which usually look at motor vehicle records, years of CDL experience and age. We will tell you up front what the markets we use require, so you can hire with confidence.

Ready to hit
the road covered?

Call 1-888-348-9202 Or get a quote online →